Applying for Social Security Benefits is a difficult process but only a few know the process in detail. There are a lot of aspects that go into filing a disability claim. It is very important that you understand the step-by-step process of what Social Security Disability is and how to apply for it in Illinois.
A portion of every citizens’ paycheck is taken out and used for Social Security via taxes. This tax is monitored and overseen by a Federal government body called Social Security Administration or SSA.
Citizens of the USA, who are affected with disabilities and cannot continue with their work, are eligible for Social Security Benefits.
The SSA runs two disability benefit programs, namely, Social Security Disability Insurance (SSDI), and Supplemental Security Income or (SSI).
Applying for Disability in Illinois- Eligibility & Requirements
You can visit your local SSA office in Illinois, or you can call to connect with an experienced disability attorney. A customer service executive will make an appointment for you when you apply over the phone or in-person. For SSDI benefits, you can apply online on the Social Security Administration website.
Experts suggest having an experienced attorney by your side when you apply because they know everything about SSA. You can get complete assistance throughout the application process as they can coordinate every authority on your behalf. They can represent your case in front of the court as well.
The application process and rules for SSDI and SSI are almost the same.
You may be eligible for disability benefits if you meet the following criteria:
- If you are suffering from a physical or mental ailment that has left you in a non-working condition. Most of the disabilities and diseases are listed in the Blue Book provided by SSA.
- If you are unable to perform personal work to maintain your health, such as bathing, cooking, brushing your teeth and more.
- If you are unable to continue with your work due to poor physical or mental health.
- If you are unable to adjust with the current job or any other job to support your living.
- If you are suffering from a disease not listed in Blue Book but show similar symptoms.
Applying for Disability when your disability or disease is not listed in the blue book, the process can be tricky. Talk to an experienced disability lawyer, and they will help you find ways to get disability benefits under SSA.
The SSA Has Strict Rules That You Must Follow in Order to Receive SSD Benefits
There are a few basic guidelines laid by the SSA which an applicant must fulfill to receive SSDI benefits.
The applicant must have been working under a program that pays Social Security taxes. They must be employed for at least 10 years before applying for Social Security Disability benefits. If they have not paid SS taxes for the years they have worked, then they will not be granted SSD benefits.
However, there are alternatives when it comes to SSI benefits.
The applicant is not physically or mentally fit to continue with their job. Their medical condition needs to be proven with medical records by registered physical practitioners.
Documents Required to Apply for Social Security Disability Benefits in Illinois
The requirement of documentation is very important when filing for benefits, and ensuring your SSA office receives all of the correct documentation is critical. Make sure to prepare a list of documents before you apply for SSD benefits. Here is a list of essential documents that you will need to submit with your application.
· Medical Records- Make a separate file for all the medical reports following your disability. Make sure to visit your doctor in prescribed intervals. Collect all your medical records such as blood test reports, x-rays, and prescriptions.
A doctor can also explain to you your current physical and mental state. Special mentions are the scope for treatment, expected recovery, detailed medication, and the term of disease.
· Education Qualification and Work Experience- Documents related to education, special skills, or anything that may help your case will help the SSA determine your eligibility. They can help you look for other jobs that you may be capable of doing that are suitable for you.
· Dependents- The SSA office will look after the number of dependents who are affected by your loss of a job. They will also reach out to your friends and family members to understand the real health issues. They will inquire about how it is stopping you from your daily work.
Appealing for Disability Benefits in Illinois
When you apply for SSDI or SSI benefits in Illinois, you can expect to receive a written decision. This may reach you within three to four months from the date of application.
The approval rate of an Illinois disability application at the first instance is quite low. In case you are denied SSDI or SSI benefits you can reapply using SSA’s appeal process.
Appeal a Social Security Disability denial in Illinois by filing a “Request for Reconsideration” form. Submit the form along with a letter of denial within 65 days of the denials receipt date.
These disability determination agencies are responsible for making a medical decision for a disability claim. The address of the DDS office in Illinois is as follows:
Getting Help From an Experienced SSD Lawyer
At times, your health may not permit you to apply for SSD benefits. You may even face denial of your disability claim. Therefore, seek the help of an expert from Hanson & Fisher Law Offices.
Talk to the experienced disability lawyer and discuss your case. Call us to receive a free consultation.
